Client Privacy Policy

Information We Collect About You

You provide us personal information that is private when you complete our investment applications, financial planning questionnaire, or when you provide tax return information. This information varies depending on the services to be provided. Such information may include your: name and address; social security number or taxpayer identification number; assets, liabilities, income; investment activity; accounts at other financial institutions.

We Keep Information Personal

We do not disclose, distribute, or sell information about current or former clients or their accounts to third parties. Except:

• When needed to complete a transaction at your request (open a Schwab account, or obtain a bank loan;
• You direct us to provide information to another (tax accountant);
• When required to do so by law.

How We Protect Privacy Online

Websites we offer will be password protected. The operators of the websites are obligated not to disclose any personal information to third parties.

How We Safeguard Your Personal Information

We restrict access to information about you to those employees who need to know the information to provide service to you. All employees are subject to strict employement policy regarding confidentiality. We maintain physical, electronic, and procedural safeguards to protect your personal information.

We Will Keep You Informed

As required by law, we will notify you of our privacy policy annually. We may modify this policy at any time, and will so alert you of those chances.

If at any time you have concern about your personal information, please share those thoughts with us promptly. We will respond quickly to address your concern, and provide peace of mind.